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Financial
Institution

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Combine your crypto and fiat into one intuitive platform. Instantly send, receive, and hold funds across currencies, with smart tools and global reach.

A next-generation digital financial institution built for people and businesses who move fast and think global.

Virtual cards

Euro Account

GB44 1234 1234 1234 5678 90

Balance: €7,367

€2,890

Deposits

and withdrawals

EUR
€4

Balance

EUR
€4
1L
BTC
0.000011

Transactions

Track all activity

Manage your fiat and crypto-all in one app

services
Swahi

Crypto wallet and personal IBAN

Securely store crypto and manage your euro funds with a personal IBAN - all from a single, intuitive interface. Supports major cryptocurrencies (BTC, ETH, USDC, etc.) and EUR transactions, from deposits to payments.

Why Keytom?

126+

countries supported

We onboard users from 126+ countries, whether you hold a passport or a residence permit we've got you covered.

Low service

fees

Beneficial rates for exchanges and transfers, with full transparency and no hidden charges.

100% online

account opening

Sign up and open your account completely remote. All you need is your phone or computer. No trips to the office, no lines, no delays.

Trusted

security

Advanced protection with $100M crypto insurance and secure infrastructure. Your assets stay safe from threats and unauthorized access.

Learn more?

Keytom Virtual

Keytom card frontKeytom card back
1

Easy & fully online

Set up your Keytom card in a few simple steps -- fully online, no office visits required.

2

Pay online or in-store

Use your card for online purchases or in-store payments at over 130 million locations.

3

Top up using digital assets

Convert selected digital assets into funds through Keytom to easily load your card balance.

4

Contactless payments

Tap to pay at stores, cafes, and more -- secure, quick, and hassle-free.

5

ATM access

Withdraw cash at supported ATMs, with easy access to your funds whenever you need them.

Built for

Global fund transfer

Receive and send funds in fiat and make borderless crypto transfers to and from over 100 countries.

Crypto & fiat accounts

Named fiat and crypto accounts available in EUR, USDC, BTC, ETH, and 10+ other currencies.

Quick account setup

Accounts are opened within minutes. Onboarding takes less than an hour.

Virtual cards

Virtual cards linked to your crypto wallet, enabling seamless payments with automatic conversion via your phone.

Keytom vs others

Multi-currency account (crypto + fiat)

Keytom
Yes
Other Neobanks
Limited support, often separated
OTC
No

Integrated crypto exchange

Keytom
Yes
Other Neobanks
Limited or non-existent
OTC
Yes

IBAN/fiat accounts

Keytom
Yes (named IBANs for SEPA transactions)
Other Neobanks
Limited to EU/UK accounts
OTC
No

Third Party Payments

Keytom
Yes (to and from businesses and individuals)
Other Neobanks
Yes
OTC
No

Virtual & Physical cards

Keytom
Yes
Other Neobanks
Yes, but not crypto friendly
OTC
Some offer only virtual or prepaid cards

Time saving account opening

Keytom
Up to 5 business days for businesses, just a few minutes for individuals. Fully online.
Other Neobanks
Takes weeks, often offline
OTC
Quick

Global availability

Keytom
High (access in 126+ countries)
Other Neobanks
Limited to certain regions
OTC
High

FAQ